Identity Theft Protection Blog

In order to be able to protect yourself from being a victim of identity theft you need to check your credit report on a regular basis but most of us do not have the time that is needed to do all of this. This is why enrolling in an identity theft protection program is a great idea but how do you know which one is the best. Please see a detailed comparison chart below of the top identity theft protection companies.

Identity Theft Protection Services	LifeLock	Identity Guard	Trusted ID	Protect My ID
Credit Reports from Three Credit Bureaus				1 Credit report from Experian
Fraud Detection Service
Identity Theft Service insurance/Guarantee	$1,000,000 Total Service Guarantee	$1,000,000 Service Warranty	$1,000,000 Service Warranty	$1,000,000 Service Insurance
Internet/Data Base Monitoring
ID Theft Recovery Services
Credit Card Monitoring
Credit Monitoring	LifeLock Credit Score manager
Lost Wallet Protection Service	Wallet Lock
Lost Wages Program	Full Restoration	$1,000/week for 4 weeks maximum	$5,000 maximum coverage	$1,000/week for 4 weeks maximum
Payday Loans Monitoring
Internet Scan Monitoring	Scans for Threats
Junk Mail Removal/Stop Pre-Approved Credit Cards
Credit Score from 3 Credit Bureaus	LifeLock Credit Score Manager
Court Alerts and Public Records	LifeLock Command Center
ISO 27001 Certification	*see ISO 27001 Certification Definition below
Pricing Structure	LifeLock $99/year – Save 10% and 30 days Free – with promo code “bestpromo” LifeLock Command Center - $148.50/year or $13.50/month	Identity Guard $14.99/month with 30 day Free trial	Trusted ID $125/year or $14.99/month with 14-day Free trial	Protect My ID $12.95/month with 30-day Free trial
Overall Rating	Excellent	Excellent	Excellent	Excellent
Reviews	LifeLock	Identity Guard	Trusted ID	Protect MY ID

*The ISO 27001 standard sets the requirements for a top-rate Information Security Management System (ISMS). Adhering to this standard helps identify, manage and minimize the range of threats to which information is regularly subjected.

"LifeLock is the first consumer protection business in the world to achieve ISO 27001 certification."

An identity theft protection service will be responsible in protecting you against identity theft by making sure that all your personal and financial data is safe. Identity theft is on the rise and with each day identity thieves seem to come up with new ways to steal your identity so this is why enrolling in an identity theft protection service is so important.

When deciding which identity theft protection service there are some things that you should consider before making the decision to sign up with one of them. One thing that you need to consider is to make sure that the site is security conscious. They will have data security firms that check their security systems on a daily or weekly basis so you will be provided with the latest in security techniques.

You should also check out what it costs you per month and just what you get with the monthly premium. You also need to see if there are any additional fees. There are some identity theft protection services that will cover the whole family for a higher premium and may also monitor your children’s information also to keep them from becoming a victim of identity theft even if they are too young to have credit. There may also be extra services that you need to pay more for while another service may include them in their monthly premium. You want to make sure that you get the best services for the amount you are paying each month.

You should also consider choosing an identity protection service that offers you a range of extra services on top of the regular identity theft services they offer. There are some id theft protection services that will cover your wallet being stolen or lost, they offer lawyer services if your identity is stolen while you are a member, help with getting your identity restored, etc.

If you are still unsure, some of the identity theft prevention programs offer a trial period that you can use to try out their services to see if they fulfill your security needs.